Mortgage Yes

Are you looking to purchase a home? Do you have poor credit? If you have poor credit, you will need to find a specialty or “sub-prime” lender to obtain financing; and we can help you!  The best way to do this is to go through a mortgage broker who specializes in less than perfect credit financing, so you have found your best advocate: MortgageYes.com can help you! 
Specialty lenders specialize in helping borrowers with poor credit; and we work with many different lenders, so we can find the best rates and programs for you; we represent you – like a lawyer represents you – something that is better not to do for yourself. 
Once we have secured your new home mortgage loan, then we can help you to rebuild your credit by making all the payments on time, and updating your credit file with an approval.  This will help your credit and your pocket book, and you will not have to pay large late charges.   When we have raised your credit score, then you will have the opportunity to refinance at better rates and terms.  Having poor credit now doesn’t need to haunt you forever!
When you are looking to refinance your home mortgage and have poor credit, the same things apply.  There are still those specialty lenders out there vying for your business.  You can still find reasonable financing with professional representation.  We have been very successful with helping clients here in the Portland Vancouver area as well as in other parts of the states and nation with ‘credit challenged financing’
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The first thing you will want to do once you have decided to refinance is contact a mortgage professional: us!  We will accept even your email address only to start, because we understand that we need to build a relationship of trust with you.  Once we have done this, we can work on your credit and review it with you for any errors.  If we do find any mistakes or outdated items (very likely) we can help you with notifying the appropriate agency and corrections.  Once we have your accurate (updated) credit score, then we can start “shopping” your loan with all of our lenders, to see who has the best rates and programs for your situation.  At MortgageYes.com in Vancouver, Washington, we REPRESENT YOU! http://mortgageyes.com/creditscoringbooklet.htm

Many people hesitate from doing a VA Loan, thinking the process is long and difficult.  That just isn’t factual. Actually the process is much like any other type of mortgage loan. In most cases, there is no downpayment required and the veteran will receive more favorable interest rates.  The major difference is the requirement of the veteran’s certificate of eligibility.  And the appraisal must be assigned and completed by a VA-approved appraiser. More and more lenders have become approved for automatic processing, which eliminates the need for the credit application to be approved by the VA before funding the loan. 

Clark County Washington has it all!  Whether you’re looking for a vibrant and growing urban area or the feel of the wilderness, you can find it right here.  With majestic evergreens all around, you know you are in a beautiful area that we like to call the Great Northwest.  

Clark County offers loads of recreation as well. Do you enjoy hiking, skiing, boating, fishing, biking, motorbikes or quads?  Everything you need is close by and the beauty of our county will steal your heart.

Vancouver, Washington lies right across the Columbia River from Portland, Oregon and is an ideal place to live.   It is outside of the large urban environment but offers nearly all of the advantages.  Anything you look for from shopping to entertainment can be found in this city.  Vancouver has grown so much in recent years, that people who have lived here can’t believe it and anyone new finds everything they want and need right here.  It seems every time you turn around there is something new popping up. 

This is a proud, thriving city.  Vancouver has put $300 million dollars into revitalization since 1997.  The city is once again a place to live, work, and play that families love.  The initial revitalization project was Ester Short Park.   Since its completion the improvements have moved all around the downtown area.  Downtown Vancouver also now boasts a seven day a week farmers market where people can buy fresh produce, meats, etc.  Improvements have been made and will continue on streets, sidewalks, and buildings. 

If you are looking for a more rural living situation, you don’t have to look far.  Clark County Washington is growing in population, but there are still a lot of areas where wide open spaces can be found.  http://mortgageyes.com/statistics.htm