Knowing your credit score and the details about your past credit history, or at least what it says about you is extremely important. We suggest starting with this step months before you plan on purchasing or refinancing. Allow ample time for our mortgage planners to help raise scores, dispute negative information, or to counsel you with credit repair techniques.

We will review all of the aspects the actual underwriters will pay attention to, and share them with you. We don’t even charge for your credit report!

We will explain issues you should be aware of on your credit report. We will analyze your debt and income and share our findings. Then if you wish, we will shop your loan with lenders for pre-approval.

Pre-Approval includes interest rate, terms, and payment information.

Please go to our application page and decide the best way for us to securely receive your information. Whether you want pre-approval or just credit counseling, we are here to help!