When you bought your home, you got the best loan according to your needs
at the time. (We assume!) Your interest rate and loan program were a
direct result of your credit score, your loan vs. value, and your income
when you bought.
We don’t know yet what has happened to your credit score or your income
since then, but based on Clark County’s average appreciation per year of
19% (source: RMLS), we imagine you have your 20% equity needed to
consolidate your second mortgage into your first. (In a few minutes you
can understand how your credit and income affect your mortgage!)
What is your payment on your second
mortgage? Maybe we can make it
disappear! Maybe your credit score has improved? Maybe you make more
money?
If any of this is true, you can combine your two mortgages into one, or
at least take out cash to pay off bills or to buy something you would
like to buy. We offer a free REFINANCE SUMMARY to see if refinancing is
the best option. We also offer a
FREE RATE AND PAYMENT QUOTE with our
secure online application. Whichever you choose, I am sure we can save
you money. It is at least worth a look! Say no, and you still get a
FREE
VACATION to Hawaii, Las Vegas, Disney World or 18 other vacation hot
spots!
If you chose against the
FREE REFINANCE SUMMARY or the
FREE RATE AND PAYMENT QUOTE, at least talk to one of our Mortgage
Planners. You could save hundreds a month and thousands a year by
talking to us.
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MortgageYES.com
314 E. McLoughlin, Ste. 200
Vancouver, WA 98663
Vancouver Area: 360-693-MYES (6937)
Toll Free: 1-866-693-MYES